PostPe - Shop Now. Pay Next Month.

About PostPe - Shop Now. Pay Next Month.

PostPe is a digital payment platform that lets you shop now and pay next month, for anything, everywhere. You have an option to pay in the future for whatever you buy in the present with easy EMI options. It enables financial freedom and better tracking of monthly spending. It provides you with an interest-free credit limit of up to Rs. 1 lac for 30 days.

* Scan and Pay - Scan QR codes to pay using PostPe credit at shops anywhere. This is done via UPI Credit that’s assigned to you. While paying on month-end, you can convert your bill into easy EMIs
* Credit Card - PostPe card can be used like any other credit card. Spend on anything, anywhere using this card. Use it for online as well as offline shopping
* Cashbacks and Rewards - Unlock cashback and rewards on your first transaction
* Refer and Earn - Invite your friends and earn Rs. 100 instantly
* Easy EMI - Pay your way using easy EMI options
* One Bill, Multiple Transactions - PostPe aggregates all your transactions and generates one bill for repayment next month
* No charge - No annual fee, absolutely no hidden charges

How to use PostPe?
* Download the PostPe app
* Sign up using the phone number or WhatsApp
* Add your PAN number
* Start transacting with PostPe

When do I have to repay?
* Bill is generated on the 1st of every month. You can repay within 5 days of bill generation.
* You can pay your bill using any UPI app, debit card and net banking.

EMI calculation:
PostPe extends a credit line between Rs. 5,000 to Rs. 100,000 with instant approval and no collateral. The interest rates range from 15% to 20% per annum with a loan tenure of 3 to 6 months.

An example:

Bill-due at month-end: Rs. 10,000
Converted to EMI: Rs. 5,000 (50% of bill due)
Tenure: 6 months
Interest Rate: 18% per annum
Processing fee: Rs. 0
Monthly Instalment (EMI): Rs. 905

Permissions
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize UPI payments. We will also need to take permissions like Location and Contacts to assess your creditworthiness to give you a PostPe credit line.

Contact Us:
Reach out to us for any queries, feedback, and suggestions. Our contact details are as follows:

Address: 90/20 Malviya Nagar, New Delhi 110017 India
Phone: +918882555444
Email: [email protected]
Website: postpe.app