Cartões e Empréstimos Simples

About Cartões e Empréstimos Simples

Do you need a credit card, but your name is negative? With Simple Cards and Loans, you can!
💳 At Simple Cards and Loans, we help you find the ideal card for your daily needs, regardless of your credit history.

✅ Our app has a Quiz that filters the best cards for your profile.

📲 Our app makes it easy to choose the best card for you, quickly and without complications.

PERSONALIZED CREDIT AND PAYMENT TERM
We seek to create a lasting relationship with our customers by offering personalized credit analysis. In your first contract, you can simulate values ​​between R$500.00 and R$8,000.00, with payment terms of 6 to 18 months and interest rates between 7.9% p.m. (149% p.a.) and 15.90% p.m. (487.49% p.a.). The interest rate will be informed before contracting and will remain fixed until the end of the contract.

The total cost of the loan includes:

Net value of the operation
IOF of 3.14%
Registration Fee (TC) of 10.5%
The IOF is calculated on the net value of the operation, and the TC is applied to the net value plus the IOF. For example, a loan of R$2,100.00 will result in an IOF of R$65.96 and a TC of R$227.37, totaling a financed amount of R$2,393.33. With an interest rate of 12.9% p.m. (328.87% p.a.) in 18 installments, each installment will be R$349.53, totaling R$4,194.36 at the end of the period.

STAY ALERT AGAINST FRAUD AND SCAMS
Browse safely on our app. We never request advance deposits or guarantees for credit analysis and we do not condition the release of the amount to such measures. We also do not request information via social media.

Did you see how easy it is to get credit? Download the app, use our credit and loan simulator and start achieving more right now!

Note: We do not make investment recommendations and are not affiliated with government or banking entities. We only provide suggestions suitable for different profiles.