PickCash is Sri Lanka's premier loan application, designed to offer a seamless and user-friendly experience for individuals seeking financial assistance. Tailored for the local market, PickCash provides a swift, secure, and straightforward pathway to obtaining personal loans, catering to a wide range of financial needs.
Steps to Apply:
1) Locate and download the PickCash App from the Google Play Store, then proceed with installation.
2) Register for an account using your mobile phone number.
3) Complete and submit your loan application form.
4) Await confirmation of your application's approval.
Loan Specifications:
- Available Loan Amounts: From Rs. 5,000 up to Rs. 80,000
- Loan Duration: Ranging from 91 days to 365 days
- Maximum Annual Percentage Rate (APR): 28%
Example:
If the loan amount is Rs. 20,000 and the APR is 10% per annum with a tenure of 180 days, the services fee is 6%:
Interest = Rs. 20,000 * 10% / 365 * 180 = Rs. 986
Service fee = 20,000*6% = Rs. 1200
You will get Rs. 20,000 and should repay Rs. 22,186 (20,000 + 986 + 1200)
The monthly payment would be Rs. 3698 (22,186 / 6)
CONTACT US
Customer Service Email: [email protected]
Address: No. 150, Galle Road, Colombo 03, Sri Lanka
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