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About 1 Million Peso

1 Million Peso is a small amount online lending platform for individuals in the Philippines. It provides good products and services, pure credit without collateral, convenient application, fast payment, and is deeply loved by Filipinos!

Our advantages
1. Pure credit loan, no collateral, no property review.
2. The interface is simple and generous, the operation process is smooth, and it is easy to use.
3. Large amount, low interest, flexible term, to meet your multiple needs.
4. SEC Lending company, formal and legal.
5. Timely response to applications, high loan efficiency, and quick and friendly service.
6. The application approval rate is high, and most qualified individuals can get the amount they want.
7. The payment required for loan and repayment is completely free, and only the loan service fee is charged.
8. The data is safe and reliable, focusing on data protection and privacy.
SEC licensed company
YOURSOLUTIONS LENDING CORPORATION is a Lending Company registered with the SEC (SEC registration number: CS201400313 and authorization certificate number: 1540).
1 Million Peso is a loan software developed by YOURSOLUTIONS LENDING CORPORATION, which provides loan services to users.

Eligibility requirements
1. Clearly express and agree.
2. Natural persons/legal persons over 18 years old and have local legal permission to sign contracts.
3. Agree to abide by our various agreements and user terms.

Loan and repayment
1. Complete the registration and KYC steps, fill in the receiving account, and successfully apply for approval, then you can make a loan.
2. The approved loan will be issued to the borrower's e-wallet or bank account within 24 hours. If you have any questions, please contact the email [email protected].
3. The pace of repayment is controlled by the user, but please repay within the specified period, otherwise overdue interest will be charged.

Product introduction and representative examples
For loans, 1 Million Peso provides:
We do not allow third-party lenders to provide personal loans that need to be repaid within 130 days or less from the date of issuance.

Product Introduction
Minimum principal: ₱5,000
Maximum principal: ₱25,000
Minimum annual percentage rate (APR): 10%
Maximum annual percentage rate (APR): 24%
Minimum repayment period: 130 days
Maximum repayment period: 1 year
Service fee: No service fee will be charged when disbursing the loan.
Other fees: No other fees will be charged. Absolutely no hidden fees.

Representative example
Principal amount: ₱5,000
Annual percentage rate (APR): 24%
Repayment period: 130 days
Service fee: ₱0
Amount paid: ₱5,000-₱0=₱5,000
First installment interest: ₱5,000 * 24% / 360 * (130/2) = ₱216.67
Second installment interest: (₱5,000/2 )* 24% / 360 *(130/2) = ₱108.33
Total interest: ₱5,000 * 24% / 360 * (130/2) + (₱5,000/2 )* 24% / 360 *(130/2)= ₱325
Total repayment amount: ₱5,000 + ₱325 = ₱5,325

The borrower acknowledges understanding and acceptance of the terms and conditions of the loan agreement.

Security and Privacy Policy
1 Million Peso takes the privacy of its users very seriously and we will only collect your personal information with your explicit consent.
We are committed to encrypting and securing information, so this information will be encrypted and uploaded to [email protected].

Help and Advice
Contact Email: [email protected]
Contact Address: 21 Philam Life Avenue Philam Life Village, Las Pinas, PH 1740

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