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About Payday-Easy Cash Loans

Payday is a mobile online loan platform that provides high-quality online credit loan services for Myanmar. Fast loan approval decisions are made within 24 hours.

Who can loan?
1.Myanmar citizens aged 18-60 and holding a valid ID.
2.Should have a valid mobile number.

[Loan Details]
Loan term: 90 days - 180 days
Loan amount: 30,000 - 600,000 MMK.
Maximum APR: 3.65%/year (APR), including all interests and processing fees.

For example, if you borrow 30,000 MMK and the term is 90 days:
1. Total interest 30,000 MMK * 90 * 3.65% /365 = 270 MMK
2. Processing fee of 30,000 MMK * 0% = 0 MMK .
3. You will get 30,000 MMK - 0 MMK = 30,000 MMK.
4. The total amount of payment is 30,000 MMK + 270 MMK =30,270 MMK.
Every month should pay interest: 30,000 MMK * 3.65% / 365 * 30 = 90 MMK,
Every month should pay the principal : 30,000 MMK/3 = 10,000 MMK,
Bill including should pay the principal and interest of every months of reimbursement: 10,000 MMK + 90 MMK = 10,090 MMK


Payday respects your Privacy
Data security & privacy is our top priority. All information requested is relevant to build your credit score and thereby evaluate the best offer.

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Frequently Asked Questions(FAQ)

Who can loan from Payday?

Payday loans are available for Myanmar citizens aged 18-60 who hold a valid ID and have a valid mobile number.

What are the loan details?

The loan term ranges from 90 days to 180 days, and the loan amount ranges from 30,000 MMK to 600,000 MMK. The maximum APR is 3.65% per year, including all interests and processing fees.

How is the total payment calculated?

The total payment includes the borrowed amount, interest, and processing fees. For example, if you borrow 30,000 MMK for 90 days, the total payment would be 30,270 MMK.

How much interest and principal should be paid every month?

Every month, you should pay 90 MMK as interest and 10,000 MMK as principal for a loan of 30,000 MMK.

How does Payday ensure data security and privacy?

Payday values your privacy and prioritizes data security. The information requested is necessary for building your credit score and providing you with the best loan offer.