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About PayCruiser®

PayCruiser enables businesses and individuals to access, accept and send money anywhere, anytime. We enable businesses and individuals to securely pay, get paid, buy or sell goods and services everywhere, and receive funds in near real-time, without exposing bank accounts or credit card information.

Through our mobile money technology, we also connect businesses with the world’s 2.7 billion unbanked and underbanked population, previously excluded from the global financial ecosystem. This enables your services to be accessible by everyone, anywhere, anytime.

PayCruiser Instantly turns your phone into a credit card payment system to accept payments on the go, starting at only 10 cents per transaction.

It takes less than 5 minutes to sign up and start accepting credit card and mobile money payments right from your phone. Works with Visa, Mastercard, Discover, Amex, Orange Money, and more.

Download the app and start accepting payments worldwide on all mobile and smart devices, social media pages, websites, and e-commerce sites.

Flexible same-day payouts
We securely deposit your money every day to your Bank account or Mobile wallet. We can even send instant payouts whenever needed

Simple
Our affordable contactless PCI and EMV2 certified credit card & mobile money terminals allow you to accept payments from Visa, Mastercard, Discover, AMEX, and Mobile Money anywhere in the world

Smart
Real-time Dashboard that gives you powerful insights about your business's strengths and weaknesses. The more you use it, the more it helps you find ways to increase your sales and make more money. PayCruiser offers customers the ability to track their sales daily, weekly, and monthly, offering valuable real-time analysis of their best-selling products, top clients, most profitable geographic areas, –and more– helping them further increase their business and stay ahead of their competition

Secured? Yep, you're covered
You get state-of-the-art multi-level security with real-time monitoring, PCI DSS, and EMV2 compliance out of the box

Free or Lowest-Priced. You're in good hands!
Process more than $50,000 per month?
your terminals are on us. Not there yet? Don’t worry, our card readers start at $25. That’s half the price of our competitor’s reader

Distributed
Got lots of customers wanting to pay with credit cards or mobile money? no worries, with PayCruiser, you can have as many points of sale stations as needed. Just download the app on a new mobile device, securely log in with a one-time passcode, and voilà – for your convenience, all your sales are still visible in your centralized real-time dashboard

PayCruiser is suitable for every commercial customer, from the small corner barbershop to the large-scale franchise business.

Dial
Through our mobile money technology, your customers can securely make payments directly from their phone, no matter where they are in the world. All they need is a mobile-connected device with an active mobile money account via their cellular network provider

Tap
The choice is yours: Swipe cards, use the chip reader, or tap with NFC technology. Our credit card reader does it all, enabling you to securely accept payments from all major credit and debit cards (Visa, Master, AMEX, and more) through our EMV2 certified card readers, online or via API

Swipe
Our all-in-one credit card reader securely reads magnetic stripes from all major credit cards and securely transmits the encrypted information to XoomTap to securely process your transactions, very fast

Insert
Once the card is inserted into our all-in-one credit card reader, it securely reads data from the credit card chip and processes transactions with advanced encryption

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