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About NewLoan

NewLoan is a brand new loan service platform that focuses on providing users with more flexible and convenient loan solutions. We are committed to being customer-centric and simplifying the loan process to make it more transparent, faster and meet diverse financial needs.

On the NewLoan platform, you will experience a more advanced loan application process. We offer a variety of loan options, so whether you need an emergency cash loan or a long-term personal loan, you'll find a solution that's right for you. Our loan application process is not only simple, but also highly intelligent, allowing users to easily submit information online and get rid of tedious paperwork.

NewLoan offers greater flexibility and customization than the traditional loan application process. We pursue a fast approval process and present loan terms and interest rate information in a transparent manner to ensure users have full understanding when making decisions. Our goal is to provide users with a worry-free and efficient lending experience to help them achieve a variety of life and financial goals.

When you choose NewLoan, you will have a trustworthy lending partner who can provide you with thoughtful loan solutions. Stop worrying about emergency expenses or future plans and let NewLoan be your right hand for financial freedom. We strive to make borrowing easier and managing your finances easier

Features of NewLoan – Personal Loan App:
1. Personal loans ranging from ₹ 8,000 to ₹ 1,20,000 without any guarantor or collateral
2. 100% paperless loan application
3. from 91 days to 365 days
4. Maximum annual interest rate: 28%
5. Transparent fee structure
6. Repay through multiple payment methods

Loan examples:
For a loan of ₹ 20,000 with an interest rate of 28% per annum and a tenor of 90 days, the total amount to be paid on the maturity date based on the above calculation is as follows:

Total personal loan interest = ₹ 20,000 × 28% ÷ 365 days × 91 days =₹ 1,544.06
Processing fee (PF) + GST = ₹750 + ₹300 +₹300 +₹150 + ₹150 + ₹300 =₹1950
Total Deductible (PF + GST): ₹ 590
Amount on hand (loan amount - total deductible) = ₹20,000 - ₹590 = ₹19,410
Total repayment amount (loan amount + interest + deductible):
Total repayment amount = ₹ 20,000 + ₹ 1,544.06 + ₹ 590 = ₹ 22,134.06
Monthly EMI repayment (total repayment amount / loan term):
Monthly EMI to be repaid = ₹ 22,134.06/3 = ₹ 7,378.02

Personal Loan Eligibility:
1. You must be an Indian citizen
2. You must be a salaried professional over 21 years of age.
3. Your minimum net take home salary must be ₹.12,000.
4. Salaries can only be deposited into your account via direct bank transfer.

How to apply for a personal loan online at NewLoan?
1. Download and log in to the NewLoan app.
2. Use your mobile phone number to complete the registration.
3. Enter all necessary personal details to check your personal loan eligibility.
4. Submit KYC documents and apply for instant personal loan.
5. Once your personal loan application is approved, your loan amount will be transferred directly to your bank account.

Documents required to apply for a loan:
1.Mobile phone number
2.Pan card

Partner NBFC/Bank
Our financial partner is: PINNACLE CAPITAL SOLUTIONS PRIVATE LIMITED


Security and Privacy Policy
NewLoan personal loan application keeps your data safe with strict security and privacy protocols. We use advanced data encryption technology to protect the information in our databases from unauthorized access. Please be assured that we will never share your personal information with third parties without your explicit consent.

contact us
Customer service email: [email protected]

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author
Very good
suman kumar
author
Easily app and approval loan
FUTURE POINT ONLINE SERVICE, KOTKAPURA
author
Nice app
Ranjit Chakraborty
author
Good app
Vijayasimha reddy Meka
author
Very good app
Priyanshu Hazarika
author
Good
Ali Ahmad