CreditLab provides great online loan product in Uganda and Ghana. With no credit guarantees, the user can get cash loans online at CreditLab safely and securely.
〖WHO CAN APPLY FOR A LOAN〗
1. Citizens of Uganda or Ghana
2. 21-60 years old
〖PRODUCT FEATURES〗
For Ugandan:
1. Loan Amount :from UGX 80,000to UGX1,000,000
2. APR:15% - 25%.
3.Loan Term: 180days to 365days
4.Service Fee : 0
For example, for a 365 day loan with principal of UGX800,000, the APR is 20% .
All the important points for the loan in details:
Loan sum (principal): UGX 800,000
Total interest: UGX160,000（UGX800,000*20%）
Total payment: UGX 960,000（UGX800,000+UGX160,000）
Total Payment Duration: 365 days
For Ghanaian:
* Loan Amount: from₵1,000 to ₵10,000
* Loan Tenure: from 180 days to 365 days
* Loan Rate (APR): 15% to 25%
* Service Fees: 0
EXAMPLE OF COST OF LOANS(including all applicable costs):
* Loan amount: ₵ 8,000
* Loan Tenure: 180 days
* Interest Rate (APR): 15% per year
then,all costs:
* Interest = ₵ 8,000 x 15% x 180 / 365 = ₵ 591.78
* Total repayment Amount =Loan amount +Interest = ₵8,591.78
* Monthly installment =Total repayment Amount / monthly = ₵ 8,591.78/ 6 = ₵1,431.96
* Total Cost of the Loan: Interest Amount = ₵591.78
〖HOW TO APPLY?〗
1.Download the app and fill in your details only once.
2.Use your personal information to register. Apply in seconds.
3.If approved, Receive your loan straight into your money account.
〖PRIVACY AND PERMISSIONS〗
when you download CreditLab, we will ask you to grant us permission to access SMS logs and other information to verify your identity and reputation and provide you with the reliable loan . We attach great importance to privacy. Your personal information will never be shared without your direct permission.（https://api.ghana.creditlab.site/agreement/public/privacyPolicy.html）
〖CONTACT US〗
We’re always happy to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [email protected]
Address:159 Ketilot Rd, Kampala, Uganda
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