Mulligan Finance

About Mulligan Finance

Mulligan Finance

Mulligan Finance is a modern digital lending platform designed to make accessing credit fast, easy, transparent, and secure. Users can apply for quick loans, salary loans, or business loans directly from their mobile phones and track their repayment obligations within the app.

With Mulligan Finance, getting started is simple. The onboarding process includes sign-up, phone number verification, and basic personal information such as name, address, email address, and date of birth. Users are also guided through a secure Know Your Customer verification process, including BVN verification, selfie capture, and uploading a government-issued ID. This helps us maintain a secure and trustworthy lending environment.

Loan Products

Mulligan Finance offers the following loan categories:

Quick Loans: Up to ₦50,000 for urgent personal needs.
Salary Loans: Up to ₦1,000,000 for employed professionals.
Business Loans: Up to ₦10,000,000 for SMEs and entrepreneurs.

Loan Repayment Terms

Minimum repayment period: 61 days.
Maximum repayment period: 12 months.
Maximum Annual Percentage Rate: 35% APR.

The actual loan amount, repayment period, interest, and applicable fees may vary based on the user’s eligibility, credit assessment, loan type, and selected repayment plan. All repayment details are shown to the user before accepting any loan offer.

Representative Loan Example

For example, if a customer borrows ₦100,000 for a 6-month repayment period at an APR of 35%, the estimated monthly repayment may be approximately ₦19,695. The estimated total repayment amount would be approximately ₦118,170, including the principal and estimated interest. Any applicable fees will be clearly disclosed before the user accepts the loan.

Repayment and Account Management

Mulligan Finance makes repayment simple. Users can view repayment schedules, track payment history, and make repayments through supported payment channels, including linked debit cards. Automatic reminders may be sent before due dates, and users may receive notifications for successful or failed repayment transactions.

Additional features include:

Secure cash wallet with virtual account top-up and withdrawal.
Profile and settings management.
Biometric login for improved account security.
Transaction PIN and security questions.
Access to legal documents, including privacy policy, loan agreements, and terms of use.
Customer support through in-app support features and email at [email protected]
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Mulligan Finance is committed to responsible lending, transparency, data privacy, and customer support throughout the borrowing journey. Users are encouraged to review all loan terms carefully before accepting any loan offer.

Download Mulligan Finance today and take control of your financial goals.