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About EZLoan

Get up to PHP 30,000 cash. Trusted by 3+ million users worldwide. Download now.

Get up to ₱30,000 cash online now. Low interest rates. Fast approval. Review in three minutes. No proof of income required. Download the application and fill in the information to complete the application!

Working principle
✔ Apply within 3 minutes
Download the app and answer a few questions so that we can provide you with the best service. Only 1 valid ID is required. No paperwork, no collateral.

✔ Select your terms
Confirm the amount you want

✔ Get Cash
Send funds to your bank account, GCash or your nearest convenience store, etc

✔ Easy repayment
Pay via GCash, Coins.ph, ShopeePay, Lazada, 7-Eleven, Maya, ECPay, Cebuana Lhuillier or M Lhuillier! Pay in full or in part at any time on or before the due date

✔ Borrow again
After the payment, answer a few short questions to get the next round of funds.

Who can apply?
✔ Any resident Philippine citizen and 18+ years old
✔ Have at least one valid ID and a mobile phone number

Key features of EZLoan

✔ Ultimate Control
• You select a repayment date
• If your plan changes, the cost of your credit will adjust automatically

✔ No hidden fees
• Low borrowing service fee
• Receive the full amount; No minimum fee. - No surprises
• Only pay for the number of days you need

✔ Continuous access to funding
• Apply once to continuously borrow up to your approved credit limit (subject to terms and conditions).

✔ Rapid growth
• Get up to ₱30,000 limit
• Most customers can make their payments on time in just a few months, and the amount will automatically double

✔ Security
• EZLoan protects your personal information with SSL encryption.
• We respect all our customers, even if you are late with your payments

Unlike other traditional online loan or cash loan apps, EZLoan is not a loan app, but an enhanced credit experience that provides continuous permanent credit to users with a good payment history.

Personal credit line terms
• Credit line amount: ₱1,500 to ₱30,000
• EIR per month: 12.00%
• Maximum annual interest rate (APR) : 160%
• Minimum Term is 61 days and maximum Term of 181days

Example:
Term: 61 Days
Loan amount: PHP 4,000
Service fee: PHP 644(16%)
Subtotal: PHP 4644
Total (incl. of tax): PHP 4,679

Be sure to research the terms and conditions and disclosure statement before entering into any transaction

Product enhancements
We are always committed to providing users with better products. If you have any questions, please feel free to contact us

Privacy and permissions
We will never disclose any personal information to anyone who is not you or sell your data to third parties without your permission

connection
E-mail: [email protected]

Business name: Second Pay Financing Inc.
SEC Registration NO. CS201908038
Certificate of Authority No. 1217

disclaimer
EZLoan is not a cash lending app, money lending app or online lending app. We provide consumers with ongoing cash in the form of a personal line of credit. EZLoan is unrelated to other lending apps in the Philippines.

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author
This loan platform is very reliable one day i accidentally saw this loan platform in the group of and i tried it. It very easy to use and the interest rate is not to high. The main reason is that the loan i ...
Arvin Cercado
author
The best online loan,and easy to loan.
jhing moshi
author
"It's so easy to get a loan from EZLoan. I can always count on it. EZLoan is really like a companion that supports me and helps me achieve my goals
Noxs Clarens
author
Awesome app! Very user friendly and has low interest rates. No advance charges as well. Great customer service and past approval.
Tofu Sizzling
author
This app is easy to use. The disbursement process is fast. This is reliable when needed. Well, recommended.
Lileth Dalangin
author
Easy to use, Application is simple and they transact fast. I tried other lending apps and so far it is the most convenient , fast, reliable one. Repayment and reloaning is also easy and real-time.
Danica Castillo