Pennywise

About Pennywise

An easy and simple way to track your income and expenses. Monitor your budget base on Kakebo method of categorising your expenses into 4 main categories - Essential, Optional, Culture and Unplanned.

This simple app will help you to achieve your saving goals and stick to your financial plan by presenting your monthly income and expenses in a clear and conscience manner. Let you know at a glance your current financial status and thus guiding you making the right financial decision every time. Say goodbye to impulse purchases by always checking your current financial standing first before making another financial commitment.

According to Kakeibo method, ask yourself the following questions before every Optional purchases:
i. can I live without this item?
ii. can I afford it?
iii. will I actually use it?
iv. where do I keep it?
v. what's my current emotion feeling?
vi. do I need this now?

This app will help to answer some of the questions above and serves as constant reminder to stay on your financial goals.