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About UMB Benefit Spending Accounts

With UMB Flex, you can save time and hassles while making the most of your HRA and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include:

Easy, Convenient & Secure
• Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided)
• No sensitive account information is ever stored on your mobile device
• Use Touch ID or Face ID to quickly log in to the mobile app

Connects You with the Details
• Quickly check available balances 24/7
• View charts summarizing account(s)
• View claims requiring receipts
• Click to call or email Customer Service
• View your statements and notifications
• Scan product barcodes to determine their eligibility

Provides Additional Time-Saving Options (if supported or applicable to your account(s))
• File a claim towards your FSA and HRA
• Take or upload a picture of a receipt and submit for a new or existing claim
• Pay bills from any account and add a payee
• Manage your expenses by entering medical expense information and supporting documentation
• Retrieve your forgotten username/password
• Report a debit card as lost or stolen

UMB Financial Corporation - Powered by WEX®

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Frequently Asked Questions(FAQ)

What can I do with UMB Flex?

With UMB Flex, you can quickly check your balances and details, view charts summarizing your accounts, file claims, pay bills, manage expenses, and more.

How do I log in to the UMB Flex app?

Simply use your same health benefits website username and password to log in to the app. You can also use Touch ID or Face ID for quick login.

Is my sensitive account information stored on my mobile device?

No, UMB Flex does not store any sensitive account information on your mobile device for added security.

Can I view my statements and notifications through the app?

Yes, you can easily view your statements and notifications within the UMB Flex app.

How can I determine the eligibility of a product?

Simply scan the product's barcode using the app to determine its eligibility for your health benefit accounts.

What should I do if I forget my username or password?

UMB Flex allows you to retrieve your forgotten username or password for easy access to your health benefit accounts.

Can I report a lost or stolen debit card through the app?

Yes, you can report a lost or stolen debit card directly through the UMB Flex app.

How can I contact Customer Service?

You can quickly call or email Customer Service directly from the UMB Flex app for any questions or assistance you may need.