Kredit Buddy: Personal Loan

About Kredit Buddy: Personal Loan

Kredit Buddy is a loan aggregator platform and marketplace that connects finance seekers with RBI-registered NBFCs and lending partners. It's hassle-free, with fast approvals and minimal paperwork. The loan app serves salaried individuals, students, and business professionals, simplifying their search for loan and credit card requirements. Take the first step towards a better financial future with Kredit Buddy!

👉 Why Choose Kredit Buddy?

- Best Offers: Find the best loan offers through our lending partners
- Trusted Lenders: Kredit Buddy works with RBI-approved banks and NBFCs
- Loan Matchmaking: Personal loan matchmaker to find the best lenders specific to you
- Easy-to-use: Navigate through an easy user interface to explore loan offers
- Loan Calculator: Calculate and manage your finances with ease
- Quick and Convenient: 100% paperless process with minimum documentation
- 100% Transparency: No hidden charges to your surprise
- Tenure: 3 - 60 months

👉 Repayment Timelines, APR and Transparent Processing Fees & GST:

- Interest rates start from 1% to 3% per month, corresponding to a maximum APR of 12% to 36%.
- The repayment tenure ranges from 3 - 60 months.
- Processing fees will be charged separately as applicable by the lending partner.

👉 How to Apply for an Instant Loan?

1. Download and log in to the Kredit Buddy app.
2. Provide basic details.
3. Choose the most suitable loan option across multiple lending partners.
4. Receive funds in your account.

👉 Eligibility:

- The minimum age for application is 18 - 55 years
- You must receive income in your bank account
- Personal loans for salaried, students & self-employed

👉 Based on our integrated lenders, For example:

Loan Amount = ₹1,00,000
Interest rate = 13% Minimum
Repayment Tenure = 1 year
Processing fee of 2% = ₹2,000 + GST = ₹2,360
Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line
Monthly EMI = ₹8,932.
The Total Interest = ₹7,181
Loan repayment amount after 1 year = ₹1,10,129.
*The maximum Annual Percentage Rate (APR) can go up to 36%

👉 Our Lending Partners:

Kredit Buddy is personal loan aggregator platform which has partnered with Following NBFC lending partners which are RBI Registered:

- FincFriends Private Limited - https://fincfriends.com/list-of-lsps-and-dlas.html

👉 Safety & Security

Kredit Buddy security systems are aligned with the highest standards used by leading banks nationwide. Your data is safe and secure for data management.