Artha Niaga

About Artha Niaga

Artha Niaga is an exclusive application for members. The owner of the Artha Niaga application is the ARTHA NIAGA SAVINGS AND LOANS COOPERATION, and this program can provide online loan services to members of the ARTHA NIAGA SAVINGS AND LOANS COOPERATION.
About ARTHA NIAGA SAVINGS AND LOAN COOPERATION：
1.Only for member savings and member exclusive loan services
2. Registered with the Ministry of Cooperatives and Small & Medium Enterprises in Indonesia

Detailed information on Artha Niaga
Range of online loan amounts: IDR 2,000,000-IDR 6,000,000
Online loan term: shortest 91 days, longest 180 days
Online loan interest: up to 18% / year (0.05% / day)
Other fees: no other additional fees

Example of loan calculation
If the user chooses a loan with a loan amount of IDR 2,000,000 and a term of 120 days (4 months), after passing verification and receiving IDR 2,000,000, the daily interest that must be paid: IDR 2,000,000 * 0.05% = 1,000，the monthly interest that must be paid paid is: IDR 2,000,000 * 0.05% * 30 = 30,000
120 days (4 Months) the total interest that must be paid at maturity is: IDR 30,000 * 4 = 120,000, and the monthly payment amount is: IDR 2,000,000 / 4 + 30,000 = 530,000, and the amount of repayment required is 120 days (4 months) is: IDR 530,000 * 4 = 2,120,000

How do I become a member of a cooperative?
Indonesian citizens;
Over 18 years old；
Have an ID card；
Has the same goals as cooperatives;
After making mandatory savings, Users can become members.

Advantages of ARTHA NIAGA SAVINGS AND LOAN COOPERATIVE
1. Obtain residual operating income that varies from year to year
2. Solutions for SMEs
3. Meeting the financial needs of cooperative members

How to use Artha Niaga
1. Download the Artha Niaga application on the Google Play Store
2. Fill in the information listed on Artha Niaga to find out your credit score
3. If your credit score is good then you are entitled to a superior funding limit


If Users need our assistance, please contact us via the email below
Email: [email protected]
Address: Jl. Raya Serpong km 8 no 18, Pakulonan, North Serpong, South Tangerang, Banten