Kotak Mobile Banking Lite

About Kotak Mobile Banking Lite

Level-up your finances with new ways to manage your bank account, UPI, cards, and loans.

This app is currently under beta and open only to Kotak customers with either savings/current account, credit card, or loans.
New or existing customers, who have other relationships - demat, investment, and insurance - can use the existing Kotak banking app.

• Payments and Transfers
Make UPI payments (up to ₹1 Lakh) in a flash by scanning any QR code or entering a phone number.
Instantly transfer large amounts (over ₹1 Lakh) using NEFT/RTGS payment options.
Schedule automatic monthly payments to your contacts (domestic help, driver, pocket money, etc).
Receive money directly in your account by sharing your Kotak account’s unique QR code.

• Unified View
See all your relationships with Kotak together in one dashboard. Savings/current accounts, debit/credit cards, deposits, payments, etc.
Quickly show/hide all balances to maintain your privacy.

• Card Management
Temporarily lock your debit/credit card to maintain security. Disable certain types of transactions whenever required.
Block your cards immediately in case of loss/theft.
See all transactions of your credit card in its current cycle. Review past credit card statements.

• Smarter Investing
Enable ActivMoney to automatically switch your extra account balance into a deposit to earn more interest.
More investment features coming soon.

Your data is safe with Kotak Mahindra Bank. We do not share any information with third parties without your permission.