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About Kobora: Bills, Data & Crypto

Kobora is one Nigerian wallet for the things you actually pay for. Top up airtime and data, settle your bills, buy an eSIM before you travel, turn unused airtime into cash, and buy or sell crypto at Kobora's own rates — without leaving the app.

AIRTIME AND DATA
Top up MTN, Glo, Airtel and T2 (9mobile) in seconds. Data plans start from under ₦50, MTN 1GB from ₦450, and monthly plans from ₦250. Delivery is instant, and you can save the numbers you top up most so it takes one tap next time.

PAY YOUR BILLS
• Electricity — prepaid tokens and postpaid bills for every disco
• Cable TV — DSTV, GOTV and Startimes, renewed instantly
• Betting — fund Bet9ja, SportyBet, 1xBet and more
• Exam PINs — WAEC, JAMB, NECO and NABTEB result checkers

CRYPTO, THE SIMPLE WAY
Buy, sell, swap and send crypto across Bitcoin, Ethereum, Tron, BNB Smart Chain, Polygon, Avalanche, Solana, XRP, Litecoin, Dogecoin and Bitcoin Cash.

There is no order book and no waiting for another trader. You deal with Kobora directly at the rate shown on your screen, and the naira lands in your wallet. You can also choose to hold your value in naira or in dollars, and move between the two whenever you like.

Every deposit address is yours alone, and the network is written beside it so you always know exactly what you are sending and where.

eSIM FOR TRAVEL
Buy a data plan for the country you are going to and install it before you fly. No physical SIM, no queue at the airport, no roaming bill waiting when you get home.

TURN AIRTIME INTO CASH
Sitting on MTN airtime you will never use? Send it over and get paid into your Kobora wallet.

YOUR WALLET
Fund by bank transfer to the account number we give you, or by card. Withdraw to any Nigerian bank account in your own name. Transfers are instant, and every transaction leaves a receipt you can open later.

BUILT TO BE TRUSTED
• Your transaction PIN and password are stored hashed — nobody at Kobora can read them
• Sign in from a new device and we email you a code first
• Face ID or fingerprint to open the app
• Verification tiers so your limits grow as you confirm who you are
• Nobody from Kobora will ever ask you for your PIN, password or a one-time code

SUPPORT THAT ANSWERS
Chat with us inside the app. If something fails, tell us what you were doing and we will trace it — failed transactions are refunded to your wallet, usually automatically and within seconds.

Kobora is built in Nigeria, for Nigeria.

Questions: [email protected]
Privacy Policy: https://kobora.ng/privacy
Terms of Service: https://kobora.ng/terms
Refund Policy: https://kobora.ng/refund