Welcome to Zimón, your digital financial companion that gives you that little push you need! 🎉
At Zimón, we offer you fast and flexible loans with small amounts, ideal for immediate needs or personal projects. With us, forget about complicated procedures, endless lines and cumbersome paperwork. You manage everything from the app in minutes!
How does Zimón work?
It's very simple. First, you are assigned a credit limit. Then, you decide how and when to use it, whether in partial or full disbursements, as long as the sum does not exceed your available limit. The best? All disbursements will be deferred over periods of between 12 and 16 weeks, with weekly payments that will not weigh you down. 🎯 So flexible!
🚀 Why choose Zimón?
Instant response: You receive an approval (or rejection) in less than 10 seconds.
Fast disbursements: Money arrives in your registered CLABE account in the blink of an eye.
100% digital: You manage the entire process from your cell phone, without the need for branches or paperwork.
“Small” weekly payments: Our terms and amounts are designed so that you can manage your finances with peace of mind.
Automatic renewal: Every time you finish paying a disbursement, that amount is automatically renewed in your line of credit. Keep using it without stopping!
🔎 What do I need to get started?
Be of legal age (18+).
Have a valid phone number and email.
Have your official identification and a CLABE account on hand to receive your disbursements.
And that's it! With that you can now request your credit in Zimón and receive a response in less than the duration of a commercial.
💰How do I make my payments?
When it's time to pay, just open the app, click “Pay” and you will be assigned a unique CLABE and a reference. Then, make a transfer from your bank account using those details and that's it! It's that simple.
🌟 What if I want to pay before?
You can do it! You can always see your unpaid balance, which is the total amount needed to pay off your credit. If you decide to pay it off early, you will save interest on future payments that have not yet been amortized. Being responsible has its benefits!
🥲 What happens if my application was rejected?
At Zimón we evaluate each application using a combination of alternative data, not just your credit history. Sometimes we can't approve a request at this time, but that doesn't mean it's a definitive “no.” You can try again after 90 days and, in some cases, previously rejected users manage to be approved.
📱Download the app now and start enjoying Zimón!
With Zimón you have access to credit tailored to your needs, without complications, with quick responses and easy payments. You control when and how to use it!
IMPORTANT NOTES:
to. All loans are subject to credit approval.
b. The maximum validation time is 1 business day for the first loan.
c. Paying the loan on time can open up new terms and larger amounts.
d. All your data is protected by our Privacy Notice and will not be shared with anyone without your consent.
Credit line conditions
• From $1,000 to $5,000 MXN.
• Minimum and maximum repayment period: from 12 to 16 weeks, according to the client's request and the approved credit product.
• Maximum APR (Annual Interest Rate), which includes interest rate and all annual costs: 300%; Informative CAT: 1355.2%
• A representative example of the total cost of credit including capital and all applicable commissions (e.g. interest) is the following:
For a loan of $1,000 you would pay $1,412.04 ($355.2 interest + $56.8 VAT interest) (Calculation made with a daily interest rate of 0.83% and a term of 90 days)
Terms and conditions
https://zimon.mx/home/terms
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