Instant Loan - Mobile Cash Loan app & Cash Loan App for all loan.
Instant Loan is a loan product under NBFC-M/s Presta Finance Private Limited. M/s Presta Finance Private Limited is an NBFC officially registered with the Reserve Bank of India, which can provide online personal loans that meet RBI standards.
Instant Loan - Instant Personal Loan app Online that offers instant loans online starting from 1,000 up to 5,00,000. Apply for an instant loan and avail up to 5,00,000 direct cash transfer to your bank account
-> Loan amount: From 1,000 to 500,000
-> Interest rates: From 2% to 29.00% per annum
-> Tenure: 90 days to 12 months
Instant Loan is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to 5,00,000 lakh as direct cash transfer to Bank Account.
Instant Loan - Instant Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.
What is Instant Loan?
Instant Loan is a fast, secure, reliable, and free Android mobile banking app. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.
Example of the total cost of the loan Amount:
+ Credit 5,000 at an APR of 12% (per annum) with a tenure of 61 days
+ Interest of loan = 5,000 x 12 %/ 365 x 60 = 100
+ Processing fee of loan = 5,000 x 3% = 125 (Also on which GST apply of 27)
+ Total cost of the loan = 225
+ Total loan amount disbursed will be credit is 4,848 (5,000 - 152)
+ Total loan amount to repay will be 5,100 (5,000 + 100)
+ Monthly repayments of 2,550
Eligibility:
+ Indian Resident.
+ Source of a monthly income.
+ 20-60 years old.
Online loan for Salaried example:
+ Loan amount: 50,000
+ Tenure: 12 months
+ Interest Rate: 12% per annum
+ Processing Fee: 1,250 (2.5%)
+ New customer onboarding Fee: 200
+ tax on Processing and Onboarding Fees: 261
+ Total Interest: 3,309
+ EMI: 4,442
+ Loan amount is 50,000. Disbursed amount is 48,289. Total loan repayment amount is 53,309
Easy-to-Apply Process
+ Download the Instant Loan App
+ Provide basic details & check your eligibility in 2 mins!
+ Choose your loan amount & repayment tenure
+ Complete your KYC and verify your income
+ Get the money transferred directly to your Bank A/c in a few hours!
Instant Loan - Instant Cash Loan Features :
1. 100% Online process/B
2. Fund safety, protected by advanced server
3. Loan transfer via bank
Our Instant Loans are safe:
Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.
About us
Please contact our online service for help:
NBFC : Presta Finance Private Limited.
Working hours : 9:00 am – 19:30 pm (Monday - Saturday).
Address :1110, Kapil Zenith, Near Chandani Chowk, Bavdhan, Pune. India - 411021
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