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About Instant Loan- Mobile Cash Loan

Instant Loan is a loan product under NBFC-M/s Presta Finance Private Limited. M/s Presta Finance Private Limited is an NBFC officially registered with the Reserve Bank of India, which can provide online personal loans that meet RBI standards.

Instant Loan - Instant Personal Loan app Online that offers instant loans online starting from 1,000 up to 5,00,000. Apply for an instant loan and avail up to 5,00,000 direct cash transfer to your bank account

-> Loan amount: From 1,000 to 500,000
-> Interest rates: From 2% to 29.00% per annum
-> Tenure: 90 days to 12 months

Instant Loan is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to 5,00,000 lakh as direct cash transfer to Bank Account.

Instant Loan - Instant Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

What is Instant Loan?
Instant Loan is a fast, secure, reliable, and free Android mobile banking app. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.

Example of the total cost of the loan Amount:
+ Credit 5,000 at an APR of 12% (per annum) with a tenure of 61 days
+ Interest of loan = 5,000 x 12 %/ 365 x 60 = 100
+ Processing fee of loan = 5,000 x 3% = 125 (Also on which GST apply of 27)
+ Total cost of the loan = 225
+ Total loan amount disbursed will be credit is 4,848 (5,000 - 152)
+ Total loan amount to repay will be 5,100 (5,000 + 100)
+ Monthly repayments of 2,550

Eligibility:
+ Indian Resident.
+ Source of a monthly income.
+ 20-60 years old.

Online loan for Salaried example:
+ Loan amount: 50,000
+ Tenure: 12 months
+ Interest Rate: 12% per annum
+ Processing Fee: 1,250 (2.5%)
+ New customer onboarding Fee: 200
+ tax on Processing and Onboarding Fees: 261
+ Total Interest: 3,309
+ EMI: 4,442
+ Loan amount is 50,000. Disbursed amount is 48,289. Total loan repayment amount is 53,309

Easy-to-Apply Process
+ Download the Instant Loan App
+ Provide basic details & check your eligibility in 2 mins!
+ Choose your loan amount & repayment tenure
+ Complete your KYC and verify your income
+ Get the money transferred directly to your Bank A/c in a few hours!

Instant Loan - Instant Cash Loan Features :
1. 100% Online process/B
2. Fund safety, protected by advanced server
3. Loan transfer via bank

Our Instant Loans are safe:
Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.

About us
Please contact our online service for help:
NBFC : Presta Finance Private Limited.
Working hours : 9:00 am – 19:30 pm (Monday - Saturday).
Address :1110, Kapil Zenith, Near Chandani Chowk, Bavdhan, Pune. India - 411021

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Frequently Asked Questions(FAQ)

What is Instant Loan?

Instant Loan is a fast, secure, reliable, and free Android mobile banking app that offers instant loans online starting from 1,000 up to 5,00,000.

What is the loan amount and tenure for Instant Loan?

Instant Loan offers loan amount from 1,000 to 500,000 and tenure from 90 days to 12 months.

What are the eligibility criteria for Instant Loan?

The eligibility criteria for Instant Loan are: Indian Resident, source of monthly income, and 20-60 years old.

What are the features of Instant Loan?

The features of Instant Loan are: 100% online process, fund safety protected by advanced server, and loan transfer via bank.

How can someone apply for Instant Loan?

To apply for Instant Loan, one needs to download the app, provide basic details & check eligibility, choose loan amount & repayment tenure, complete KYC and income verification, and get the money transferred directly to the bank account in a few hours.

How is the total cost of the loan calculated for Instant Loan?

The total cost of the loan is calculated based on the loan amount, APR, tenure, interest, processing fee, GST, and other charges.

Is Instant Loan safe and secure?

Yes, Instant Loan is safe and secure. All transactions are secured via 256-bit SSL encryption, and the data is transferred over a secure HTTPS connection.