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About IdeoPay | Buy Now Pay Later

IdeoPay offers Buy Now Pay Later Instant Credit up to Rs.30,000 at a ZERO interest rate that customers can use to pay at any merchant store by scanning any QR Code without having money deducted from their bank account.
You can scan any QR Code at a merchant store that accepts payments from UPI apps like BHIM, PhonePe, Paytm, Amazon Pay, Freecharge, Mobikwik, Axis Pay, Jio Pay, etc. All you have to do is select the “Scan & Pay” option in the Ideopay App to scan the QR code available at the merchant store. Use your approved Credit Limit to pay for your purchased products or other expenses and repay later as per your scheduled repayment date.
Here are a few examples of how you can use Ideopay Buy Now Pay Later Credit Limit simply by scanning the QR code available at the merchant store:
Pay for your travel tickets or hotels
Pay for tea, coffee, & other refreshments shops
Pay to vegetable vendors & grocery stores
Pay your bills at restaurants & cafés
Refill fuel for your car or bike
And all other places where you can scan & pay
Ideopay is a Made in India app that is 100% digital, which enables customers to scan & pay QR codes instantly at any merchant store. All credit loans approved by registered NBFC with RBI and communicated to users during onboarding of customers.

Example Ideopay Buy Now Pay Later:


Instant credit amount (Principal): ₹10,000
Tenure: 6 months.
Interest Rate: 0% per annum.
Processing Fee (incl. GST): ₹400 (4%).
Total Interest: ₹0
One Time Initiation Fee: ₹50.
EMI: ₹1667
APR: 17%.
Credit amount: ₹10,000.
Total repayment amount: ₹10,450.
Total Cost of the Loan = Interest Amount + Processing Fees + Initiation Fee = ₹0 + ₹400 + ₹50 = ₹450

How to avail :
Install the IdeoPay Customer App
Register with your contact number
Apply with basic details
Complete the online KYC process
Buy Now Pay Later Credit Limit Approved
Start Scan & Pay!

Why Choose IdeoPay’s Buy Now Pay Later Option?
Quick & Simple Application Process
Zero Interest Rates
Instant Approval & Credit Activation
No Physical Documentation
No Collateral Required
Multiple Repayment Options

Eligibility Criteria:
Applicant age should be 21 & above
Indian Nationality
Minimum monthly salary: Rs.12,000

Documentation Required:
PAN Card Number
Digital Copy of Aadhaar Card
Contact Us:
For any queries & grievances, contact us on the below-mentioned details:
Call: 022-41434302
Email: [email protected]
Chat: 022-41434380

Head Office Address:
Purple Bridge Consulting Services Pvt Ltd.
Registered Office: 56/A, Rolex Shopping Center,
Station Road, Goregaon (West), Mumbai – 400012

Disclaimer:
The application is SSL certified, and all transactions are 100% safe and secure.

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Frequently Asked Questions(FAQ)

What is IdeoPay?

IdeoPay is a service that allows you to buy now and pay later.

How does it work?

You can use IdeoPay to pay for your purchase over time. You will just need to make sure that you have enough funds in your account to cover your monthly payments.

Who is eligible for IdeoPay?

To be eligible for IdeoPay, you must be a legal resident of the United States and at least 18 years old.

What is IdeoPay's Buy Now Pay Later option?

IdeoPay offers a Buy Now Pay Later option that allows customers to pay for purchases at any merchant store by scanning a QR code and using approved credit up to Rs. 30,000 at a zero interest rate. The credit can be repaid later on a scheduled repayment date. Customers can use the "Scan & Pay" option in the IdeoPay app to scan the QR code at the merchant store.

How can I use IdeoPay's Buy Now Pay Later credit limit?

You can use IdeoPay's Buy Now Pay Later credit limit by scanning the QR code available at the merchant store and using your approved credit limit to pay for your purchases or other expenses. Some examples of how you can use the credit limit include paying for travel tickets or hotels, refreshments, groceries, bills at restaurants and cafes, and refilling fuel for your car or bike.

How do I apply for IdeoPay's Buy Now Pay Later credit limit?

To apply for IdeoPay's Buy Now Pay Later credit limit, you can install the IdeoPay Customer App, register with your contact number, and complete the online KYC process. Once you have applied with basic details, your credit limit will be approved and you can start using the "Scan & Pay" option to make purchases.

What are the eligibility criteria for IdeoPay's Buy Now Pay Later credit limit?

To be eligible for IdeoPay's Buy Now Pay Later credit limit, you must be 21 years of age or older, an Indian national, and have a minimum monthly salary of Rs. 12,000.

What documentation is required to apply for IdeoPay's Buy Now Pay Later credit limit?

To apply for IdeoPay's Buy Now Pay Later credit limit, you will need to provide your PAN card number and a digital copy of your Aadhaar card.

How can I contact IdeoPay for queries or grievances?

You can contact IdeoPay for queries or grievances by calling 022-41434302, emailing [email protected], or chatting with them at 022-41434380. The head office address is Purple Bridge Consulting Services Pvt Ltd., Registered Office: 56/A, Rolex Shopping Center, Station Road, Goregaon (West), Mumbai – 400012.

Is it safe to use IdeoPay's Buy Now Pay Later option?

Yes, IdeoPay's Buy Now Pay Later option is safe to use. The application is SSL certified and all transactions are 100% safe and secure.
author
Nice app
Santhosh Kumar