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About Happy Credito-Revisión rápida

Are you looking for a reliable loan recommendation platform? Please don't hesitate! Happy Credito is here to help. We understand the challenges people face in accessing credit and we are committed to addressing them. With our easy-to-use app and fast approval process, you can get the loan you need, when you need it. Happy Credito will recommend safe and reliable lending institutions with a high credit limit and low interest rate.

I. The advantages of Happy Credito are worthy of your choice.
1. Fast Loan Approval: Online application, fast approval and fast transfer.
2. Transparent fees and flexible payment: Support multiple payment methods.
3. Data security: Personal information is always encrypted, providing users with comprehensive protection.
4. Offer greater discounts to users with good credit histories.

II. How to use Happy Credit
1. Download the Happy Credito Loan app via Google Play Store.
2. Register a personal account and fill in the relevant information via mobile phone.
3. Select the loan product Select the required loan amount and term.
4. Submit your CLPloan application and wait for the review.
5. After automatic approval, the loan will be deposited into your collections account.
6. Pay within the loan term to improve your credit score.
7.Happy Credito encourages users to apply for loans again to obtain higher loan amounts and build up a good credit rating.

III. Loan details of credit institutions with which Happy Credito cooperates:
Loan limit: CLP 10,000 ~ CLP2,000,000
Loan term: 91 days to 365 days.
Maximum annual interest rate: 15%/year (15%/365=0.05%/day)
Other rates: 0
The above amount comes from cooperative lending institutions. Happy Credito does not provide loans directly. Happy Credito is committed to recommending safe and reliable financial institutions to you.

IV. Calculation example:
If you borrow CLP1,000,000 with an annual interest rate of 15% (0.05% per day), a loan term of 120 days (4 months) and no fees other than interest, then the fees you must pay are the following:
- Daily Interest = CLP 1,000,000x0.05% = CLP 500
- Monthly Interest = CLP 500x30 = CLP 15,000
- Monthly payment = CLP 1,000,000 / 4 + CLP 15,000 = CLP 265,000
Expires in 120 days.
- Your total interest = CLP 15,000x4 = CLP 60,000
- Your total payment = CLP 1,000,000 + CLP 60,000 = CLP 1,060,000
(If you want to borrow more money, you can quickly calculate the appropriate loan interest rate using the method above. All loan products do not charge additional fees)
*These figures are CLPo for reference and final interest rates may vary depending on the borrower's credit evaluation.


We strictly adhere to customer information confidentiality standards to ensure that all transactions you make with us are secure. Many people have tried our services and we want you to experience smooth and transparent transactions like everyone else. We want to give you the best, what are you waiting for? Start filing your CLPicitude now and get cash instantly!

contact information
Email: [email protected]
Working Hours: Monday to Sunday 9:00-17:30
Address: Av. Panamericana Mz. B-1 Lot 7 Urb. San Ramon, Peru