PaapaPay : Instant loan App

About PaapaPay : Instant loan App

💸 Instant Personal Loan App in India – Get Money in just 10 Minutes!
Paapapay is a trusted digital lending platform offering quick personal loans to both salaried and self-employed individuals. Apply anytime, anywhere, and receive funds directly to your bank account through a 100% online process.

🔹 Why Choose Paapapay

⚡ Instant approval & fast disbursal
💰 Flexible loan amounts from ₹500 to ₹20,000
📅 Tenure starting from 62 days
🔒 100% transparent pricing — no hidden charges
🌐 Available across India
🤝 Loans are serviced and funded by our RBI-registered NBFC partner


Loan Terms & Charges
✔ Loan Amount: ₹500 – ₹20,000
✔ Tenure: Starts from 62 days
✔ Interest Rate: 3% – 3.25% per month
✔ Processing Fee: Starts from 7.5% (incl. GST)
✔ Monthly Service Fee: Starts from 5% per instalment (incl. GST)
✔ Maximum Annual Percentage Rate (APR): 233.7%

Example of personal loan calculation when you borrow from Paapa Pay
- Loan amount : ₹20,000
- Tenure : 62 days
- Interest : 39% per annum
- Processing Fee : ₹3,000 (incl. GST)
- Service Fee : ₹2,000 (incl. GST)
- Total Interest : ₹1,013
- Disbursed Amount: ₹17,000
- APR: 233.7%
- EMI: ₹11,506.52
- Total Repayment Amount: ₹23,013

👤 Eligibility Criteria
✔Indian Resident with valid PAN & Aadhaar
✔Minimum Age: 20 years
✔Minimum Monthly Income: ₹25,000

🏦 NBFC Partner
Siddhi Traders Private Limited (RBI-registered NBFC)


👤Support
📧 Email: [email protected]
🌐 Website: www.paapapay.in
🏢 Address: Orchid Centre, 3F. Near, IILM Institute , Sector 53, DLF QE, Gurugaon-122002