SnapCredit

About SnapCredit

SnapCredit is powered by “Gru Technology Private Limited”, Gru Technology Private Limited is a third-party network technology company, “SnapCredit” is an app independently developed and operated by "Gru Technology Private Limited".

SnapCredit does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users, and is not involved in the administration or the recovery of the loans granted to end users.

Expandus Capital Limited which is a registered NBFC with RBI.
Our NBFC authorized company has only one "Expandus Capital Limited" and all internal products are provided and operated by them, including but not limited to: Equitas Finance, EasyLoan, VCash, CashINR, Rupee Me...

Note: No credit history* required, no prepayment charges & affordable interest rates! The following information is provided by partners.

Tenure: 3 months to 5 months (91 days to 150 days)
Interest rates (APR) Range: 24%-72% per annum
Example: The Loan Amount (Principal) is ₹10,000 with an Interest Rate of 24% per annum with a tenure of 5 months.
Interest=₹10,000 x 24% x 5/12 =₹1,000 and the Total Amount payable would be ₹11,000 over 5 months i.e. ₹2,200 per EMI (Equated Monthly Installment).
Processing fee(+GST)=₹500 + ₹90. Assessment fee=₹199

*These numbers are for representation only, and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Eligibility Criteria
Salaried / Self Employed Individuals
Full salary must be received in the bank account
Between the age of 21 - 45 years
Indian citizen

Contact Us:
For inquiries about "SnapCredit", please contact [email protected];
Reach out to us at [email protected] for any help or to know other details about our personal loans.