PaySense Partners to assist consumers in availing a personal loan with PaySense.
PaySense Partner App is to enable PaySense's individual and business partners to help their customers get a personal loan or financing option for their purchases.
Over 10,00,000 users have already taken a PaySense personal loan for medical emergencies, education purposes, marriage expenses, buying two-wheeler, paying school and college fees, upgrading to new electronics, paying credit card bills, buying jewelry, for home decor, etc. No bureau score or credit card is needed. PaySense serves salaried, non-salaried and self-employed customers.
PaySense provides instant personal loans from ₹5000 to ₹500,000, with an Annual Percentage Rate (APR) on the loans between 18% to 36% (on a reducing balance basis) + a maximum of 3.5% processing fee on the principal loan amount. These instant loans are given for a duration of 3 months to 60 months. The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh (₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24 EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹29,048.
PaySense is a leading Instant Loan provider because:
- Affordable and low-Interest rates
- Convenient and easy EMIs
- 2-minute loan application process
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