สินเชื่อทันใจ

About สินเชื่อทันใจ

Instant Loan is authorized and operated by an officially licensed financial institution, T OFFMONEY KAMPHAENGPHET CO., LTD. All loan products and related financial services are provided by T OFFMONEY KAMPHAENGPHET CO., LTD.

Instant Loan is an online loan application specifically designed for Thai users, aiming to provide a transparent, secure, and convenient loan application experience. The platform utilizes a smart and efficient assessment system, along with clear application procedures and transparent interest rate information, allowing users to access loan services conveniently.

Key Features of Instant Loan:
   • Simple and clear application process
   • Installment payments to reduce financial burden
   • Interest rates comply with legal requirements

Loan Details
• Loan Amount: ฿10,000 – ฿30,000
• Loan Term: 91 – 365 days
• Annual Percentage Rate (APR): 10% – 35.8% (Daily interest rate: 0.03%—9.81%)

Loan Example
If you apply for a loan of ฿10,000 with a term of 150 days and an annual interest rate of 21.9%, the calculation example is as follows:
Interest rate per day = 21.9% / 365 = 0.06%
Repayment details (divided into 3 installments, paid every 50 days)
Installment 1 (50 days)
   •    Principal of installment 1 = ฿10,000 * 33% = ฿3,300
   •    Interest = Loan amount * Interest rate per day * Loan term = ฿10,000 * 0.06% * 50 = ฿300
   •    Total payment of installment 1 = Principal of installment 1 + Interest = ฿3,300 + ฿300 = ฿3,600
Installment 2 (50 days)
   •    Principal of installment 2 = ฿10,000 * 33% = ฿3,300
   •    Interest = Loan amount * Interest rate per day * Loan term = ฿10,000 * 0.06% * 50 = ฿300
   •    Installment 2 payment = Principal of installment 2 + Interest = ฿3,300 + ฿300 = ฿3,600
Installment 3 (50 days)
   •    Principal of installment 3 = ฿10,000 * 34% = ฿3,400
   •    Interest = Loan amount * Daily interest rate * Loan term = ฿10,000 * 0.06% * 50 = ฿300
   •    Installment 3 payment = Principal of installment 3 + Interest = ฿3,400 + ฿300 = ฿3,700

Therefore, when a user applies for a loan of ฿10,000 with a term of 150 days and an annual interest rate of 21.9%,
Total repayment amount = Installment 1 payment + Installment 2 + Installment 3 = ฿3,600 + ฿3,600 + ฿3,700 = ฿10,900

Loan Applicant Eligibility:
   • Thai nationality and holding a valid Thai ID card.
   • Age between 18 and 60 years old.
   • Have a stable job or source of income.

Contact Us:
   • Customer Service Email: [email protected]
   • Customer Service Phone: +66 0618126647
   • Company Address: No. 47/320, 5th floor, Room No. 5044, Popular Road, Ban Mai Subdistrict, Pak Kret District, Nonthaburi Province