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About Credit Loan

Get Instant loan on your Phone Wallet:
Install Credit Loans App and get favorable loans seamlessly:

Our platform offers:
1. Loan Amount: GHS 500 – GHS 50,000
2.Loan period: 91 days - 365 days
3.Maximum loan limit: GHS 80,000
4.Low interest (maximum APR): 25% per year
5. Service Fee: GHS.(95-199)
6. Loan request: Need to be at least 18 years old or above

**For example: If the loan amount is GHS.3000 the total Interest should be 3000 GHS * 26% = GHS. 780
We deduct the processing fee from The Loan Provided. Therefore if paid TSh.95 for application, total repayment amount will be GHS.(3,000 + 780 - 95) = GHS.3,685.00

Why apply for a loan from Credit Loans?
• No Credit report required
• Available across Ghana
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Disburse to your Phone Wallet directly in 1 minute once approved

Who can apply for loan
• Ghana/Tanzania Resident
• 18-60 years old
• has a source of income.


Physical Address:
6th Floor , 246 Tokaa Street, Accra, Ghana

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