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About CreditBag

CreditBag is an online personal lending. No need to provide any paper documents, no complex manual review process. It automatically reviews all loan applications all day, helping you solve financial troubles anytime,anywhere.

★Why CreditBag?
- Pure online process
- 24/7 uninterrupted service
- No waiting time for loan disbursement

✔Who can apply?
1) Citizens of Ghana
2) Age between 22-60

☛Application steps
1) Register on CreditBag with your mobile number
2) Fill out the application information on CreditBag
3) Submit the application and wait for the review result
4) After approval, the loan is automatically disbursed to your specified account

※Product features
Loan Amount: Minimum GH₵ 100, Maximum GH₵ 10,000
Loan Term: Shortest 91 days, Longest 365 days
Maximum Annual Percentage Rate (APR): 36%
No other hidden fees.

Example
For a loan amount of GH₵ 1000, a loan term of 180 days, and an APR of 36%, the user's fees at maturity would be:
Interest = GH₵ 1000 *36% / 360 * 180 = GH₵ 180
Total Amount Due = GH₵ 1000 + GH₵ 180 = GH₵ 1180

✌Privacy and Permissions
CreditBag encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

Service Email:[email protected]
Office Address:15 New Town Rd, Accra, Ghana

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