Welcome to Daira, your trusted partner in online lending. As an approved Nano Lending Platform in Pakistan, Daira is developed by a licensed NBFC, Finleap Financial Services (Private) Limited (License No. SECP/LRD/150/FFSPL/2024), dedicated to providing you with convenient and flexible financial services.
Personal information security DECLARATION：
We collect necessary information in accordance with the laws of Pakistan only to evaluate your credit score, and we'll only contact you during the repayment of the loan. We do not share your data with any third party without your consent. Your data is completely secure, ensuring your privacy while offering top-quality online credit loan services!
Details of the loan are as follows:
Term of Loan: 60-90 days
Loan Amount: PKR 3,000 to PKR 50,000
Maximum annual fee rate (APR): 2%-12% per year
For example:
The calculation of PKR 12,000 loan for 3 months is as follows:
Monthly Markup Rate: 12%/12 = 1%
Total Markup: PRK 12,000*12%/12*3 = PKR 360
Total Repayment Amount: PKR 12,000+PRK 360 = PRK 12,360
Monthly payment amount: PKR 12,360/3 = PKR 4,120
Loan application requirements:
Pakistani nationals aged 18 and above
Valid CNIC holders
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