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About F&M Bank (OH, IN, MI)

Skip the trip to the bank with Mobile Banking from Farmers & Merchants State Bank. With the F&M App in the palm of your hand, you can let your fingers do your banking. The F&M Mobile Banking app is available to all F&M Personal Online Banking Customers.

F&M Mobile Banking is fully secure. No personal information is stored on your phone. With multiple layers of authentication, you will not have to worry about the wrong people getting your information. Using the screen lock on your phone is still recommended.

To get started, download and launch the free app. Sign in with your Farmers & Merchants State Bank Online Banking user ID and password. That’s all you need to do to get F&M in the palm of your hand.

Available Features Include:
− Accounts
Check your account balance and search recent transactions by date, amount, or check number.

− Transfer Funds
Easily transfer cash between your F&M accounts.

− Check Deposit
Deposit a check into your F&M account from anywhere.

− Pay bills
Easily pay bills anytime on the fly.

− Locations
Search ATM and Office locations by current location or zip code.

To learn how we protect your privacy, please visit

Your mobile carrier’s text messaging and web access charges may apply. Member FDIC.

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James Bryan
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