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About Fair Loans

Whatever your needs are, with Fair loans it's easy to apply for a small cash loan from 5000 to 30,000.

Easy, Fast and Convenient

Can’t wait for your loan? Get a loan as quickly as possible with our simple and hassle-free loan application process,
Check out our quick credit with no paperwork!
Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle.

Get loan in 3 Easy Steps.
1. Create your account
2. Confirm Identification Details
3. Apply your loan

1. Loan Amount: 5,000 – 30,000 pesos.
2. Loan Term: 90 up to 365 days (3 – 12 Months)
3. Loan Interest rate: Flexible loan rates option, Maximum APR 24% pa
4. Transaction fee: zero

Minimum repayment period is 65 days while the maximum repayment period is 120 days, with a maximum APR is 24% per year

Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy!

Fair Loans is awesome and here is why;
Instant access to loans sent straight to your mobile phone.
You can borrow more than 1 loan at a time. *As long as you are within your loan limit.*
Ability to sort out emergencies when they arise no matter where you are.
Your information is secure and is not shared with third parties.
Lowest interest rate in the market.
It is easy to use.

Example 1: The principal amount is PHP 5,000 and the interest rate is 24%, then the full amount will be paid at the expiration date: 5.000 * 24% + 5.000 = 6.200.

Example 2:
- Borrow NGN10, 000 over 6 months
- Interest rate: APR 24% p.a. (fixed)
- Total amount payable: NGN12400


Our Promise of Safety and Security

We take your privacy very seriously and we will never share your personal information with anyone except with strict permission from you. When you download the App, we will ask you for permissions to use your phone's data such as SMS history and other information. This information will strictly be used to verify your identity and create a credit score.

Contact Us:
We would love to hear from you, write to us
Email: [email protected]

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Frequently Asked Questions(FAQ)

What is the loan range offered by Fair Loans?

Fair Loans offers small cash loans ranging from 5000 to 30,000 pesos.

What is the loan application process like?

Fair Loans' loan application process is easy, fast, and convenient. You can apply for a loan in three easy steps: create your account, confirm identification details, and apply for your loan. There is also the option for quick credit with no paperwork.

What are the loan terms offered by Fair Loans?

Fair Loans offers loan terms ranging from 90 to 365 days (3-12 months) with a flexible loan rate option. The minimum repayment period is 65 days, while the maximum repayment period is 120 days. The maximum APR is 24% per year, and there is no transaction fee.

What makes Fair Loans awesome?

Fair Loans offers instant access to loans straight to your mobile phone, the ability to borrow more than one loan at a time (as long as you are within your loan limit), the ability to sort out emergencies no matter where you are, secure information that is not shared with third parties, the lowest interest rate in the market, and an easy-to-use platform.

What is the cost of borrowing from Fair Loans?

The cost of borrowing from Fair Loans would depend on the loan amount and interest rate. For example, if you borrow PHP 5,000 with an interest rate of 24%, the full amount will be paid at the expiration date: 5,000 * 24% + 5,000 = 6,200. Another example is borrowing NGN10,000 over 6 months at an interest rate of APR 24% p.a. (fixed), with a total amount payable of NGN12,400.

How does Fair Loans ensure safety and security?

Fair Loans takes your privacy very seriously and will never share your personal information with anyone except with strict permission from you. When you download the App, Fair Loans will only ask for permissions to use your phone's data such as SMS history and other information to verify your identity and create a credit score.

How can I contact Fair Loans?

You can write to Fair Loans at [email protected].
author
fast and easy
Manuel De Joya
author
Good and easy App
Amodu Adenike
author
Nice App
Elidad Ebiloma
author
i Give you 5 star When i Get approved
Shiela Balisong Gracio
author
nice
Mahendra Lambe
author
Excellent
tapanesp SARKAR