HappyCredit

About HappyCredit

【HappyCredit —— Your close financial companion】

In today's rapidly changing financial sectors, the HappyCredit app stands out, like a beacon, opening a convenient, secure and personalized channel for your capital needs, delivering an unparalleled lending experience.
【Easy application process, opening of funds】
HappyCredit has redefined loan apps with ultimate convenience. Say goodbye to tedious paper files and long offline waits, simply operate on your phone in a few steps to easily start your loan application journey. With cutting edge technology, we can quickly and accurately assess your credit status. In a very short time, the estimated results of the loan amount will be presented, so you can see the amount of capital with your capital and the bottom of your heart.
【Safe first, protect your information and money】
In HappyCredit, your information and funds are as safe as a sanctuary. We apply leading encryption technology to build an indestructible security line to ensure that your personal information is not inconsistent in the transmission and storage process, avoiding any threats of espionage and theft. Multiple authentication mechanisms are like loyal guardians, strictly controlling access and only allowing you to operate loan accounts to effectively eliminate fraud risks. We always adhere to the high standards of Spanish financial regulations and data protection laws, operating in compliance, creating a safe and trustworthy lending ecosystem for you and allowing you to trust with confidence.

【Loan products】
You can borrow up to 20,000,000 VND.
Annual percentage returns range from 12% to 26%.
Borrowing period from 91 days to 365 days.
【For example】
Credit amount: 10,000,000 VND
Loan term: 120 days (4 months)
Annual Percentage Rate (APR): 12%
Total profit: 10,000,000 VND*12%*(4/12）= 400,000 VND
Total debt repayment: 10,400,000 (10,000,000+400,000).
*Data provided as general reference; Actual interest rates and processing fees may vary individually based on each borrower's specific credit assessments.
【Application conditions】
1. Smartphone ownership: Applicant must be a local resident who owns a personal smartphone.
2. Age: Open to individuals between 18 and 60 years old.
3. Financial stability: Candidates should have a consistent and verifiable source of income.

【Contact us】
Hotline: +84 869845362
Email: support@happycreditvn.com