Gross Net Calculator DE 2026

About Gross Net Calculator DE 2026

IMPORTANT NOTICE: NOT A GOVERNMENT APP
This app is a private, independent product. It is not affiliated with, endorsed
by or connected to any government agency, ministry, tax office, health insurer
or other public authority, and it does not represent any government
organisation. It does not provide official rulings, does not issue certificates
and does not process any administrative procedure. Only the official sources
listed below and your employer's payslip are binding.

How much of your gross salary actually reaches your account? This calculator
works out your German net pay using the official 2026 parameters, broken down
line by line, with no sign-up required.

BASED ON THE OFFICIAL RULES
The calculation follows the official German payroll tax algorithm
(Programmablaufplan) for 2026 and the current social insurance parameters,
including:

• Income tax for all tax classes I to VI
• Solidarity surcharge with its exemption limit and transition zone
• Church tax: 8 % in Bavaria and Baden-Württemberg, 9 % elsewhere
• Health, long-term care, pension and unemployment insurance
• 2026 contribution assessment ceilings
• Your health insurer's additional contribution rate
• Childless surcharge and reductions from the second child onwards
• Saxony's special rule for long-term care insurance
• Child allowances and the relief amount for single parents
• Age relief amount
• Private health insurance including the employer subsidy

OFFICIAL SOURCES USED
All calculation rules and values are taken from these publicly available
official sources:
• Payroll tax algorithm (Programmablaufplan) 2026, German Federal Ministry of
Finance: https://www.bundesfinanzministerium.de/Web/DE/Themen/Steuern/Steuerarten/Lohnsteuer/Programmablaufplan/programmablaufplan.html
• Official income tax calculator of the German Federal Ministry of Finance:
https://www.bmf-steuerrechner.de
• Social Insurance Parameters Regulation 2026, German Federal Ministry of
Labour and Social Affairs: https://www.bmas.de/DE/Service/Gesetze-und-Gesetzesvorhaben/sozialversicherungs-rechengroessenverordnung-2026.html
• Income Tax Act and Social Code on the legislation portal of the German
Federal Office of Justice: https://www.gesetze-im-internet.de

OVERTIME THAT ADDS UP
Record overtime with hours, hourly rate and supplement, for example 25 % for
Saturdays or 50 % for Sundays. The app shows not only the gross amount but what
actually remains net, and the effective deduction rate on that extra work.

MANAGE SEVERAL PEOPLE
Create profiles for yourself, your partner or your employees. Tax class, federal
state, health insurer and hourly rate are stored, so you do not have to retype
everything for each calculation. Overtime is tracked per person and per month.

A RESULT YOU CAN FOLLOW
The result screen shows gross, taxes, social insurance and net in a clear
breakdown, monthly or annually. Employer costs are shown as well.

THREE LANGUAGES
German, Turkish and English. You can switch the language any time in settings.

YOUR DATA STAYS WITH YOU
People and overtime records are stored only on your device. Only anonymous
numeric values are sent for the calculation, no names and no device ID. No
registration needed.

DISCLAIMER
All information without guarantee. The result is a non-binding calculation and
replaces neither a payslip nor tax advice.