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About KreditNavigator-Pinjaman Aman

Still having trouble finding your funding needs? KreditNavigator is a professional third-party information matching platform that efficiently connects your loan needs with loan products from trusted financial institutions, reducing the hassle of comparing multiple options and helping you quickly find the right loan solution.
Special Note: This platform only provides matching services and is not involved in loan approval or disbursement. Key terms such as loan amount, interest rate, and repayment term will be thoroughly assessed by partner financial institutions based on the borrower's credit history, income, and repayment capacity, to ensure the entire process is compliant and transparent.
Reminder: Loans are part of personal financial management. Please consider your funding needs rationally based on your income and repayment capacity, spend wisely, borrow responsibly, and maintain a good credit history and financial stability.

App Features:
Various Loan Products: Provides a variety of loan products from partner financial institutions to meet different user funding needs.
Quick Product Matching: Based on your basic information and loan needs, we will match you with suitable loan products, reducing the time required to search and compare products one by one.
Loan Information Comparison: Clearly displays important information such as loan amount, interest rate, repayment term, and related fees to help you understand and compare various products more easily.
Convenient Loan Options: Centrally displays important information on various loan products to help you find the loan solution that best suits your needs more efficiently.

User Guide:
Identity Requirements: Must be at least 18 years old and have a valid identity document recognized in Indonesia.
Application Source: Download KreditNavigator through official channels.
Loan Services: KreditNavigator will recommend suitable loan products based on your information and needs. You can select the appropriate product and apply for a loan through KreditNavigator.

Product Details:
Loan Term: Flexible loan term, with repayment periods of 91-365 days.

Loan Amount:
Minimum Loan Amount: IDR 1,350,000
Maximum Loan Amount: IDR 20,000,000
Maximum Annual Interest Rate: 18% (equivalent to approximately 0.05% per day), with no hidden fees (no additional management fees).
Loan Calculation Example:
Assuming a loan amount of IDR 4,500,000, a loan term of 120 days, and an annual interest rate of 18%:
Daily Interest Rate: 18% ÷ 365 = 0.05%
Daily Interest: IDR 4,500,000 × 0.05% = IDR 2,250
Monthly Interest: IDR 4,500,000 × 0.05% × 30 = IDR 67,500
Monthly Payment Amount: IDR 4,500,000 × 0.05% × 30 + IDR 4,500,000 ÷ 120 × 30 = IDR 1,192,500
Total Interest: IDR 4,500,000 × 0.05% × 120 = 270,000 IDR
Total Payment: 4,500,000 + 270,000 = 4,770,000 IDR
After your application is approved, 4,500,000 IDR will be transferred to the specified account.
Special Note: When the loan matures, you only need to pay the principal and interest; we do not charge any other hidden fees.

Contact Information:
Email: [email protected]
Customer Service Hours: Monday-Sunday, 8:00 AM - 6:00 PM
Address: Sunrise Garden, Jalan Panjang, Block X, No. 17, 2nd Floor, North Kedoya Subdistrict, Kebon Jeruk District, West Jakarta Administrative City, Jakarta Province

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