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About Credit Cash

Credit Cash is a personal online loan app for Filipino that can apply for personal loans anytime.

Loan information:
1. Loan term: 90-360 days
2. Loan amount: PHP 2,000 to PHP 100,000
3. Maximum annual fee rate (APR): 28% per year
4. Monthly service fee rate: 1.67%
5. Monthly interest rate: 0.67%

For example, if the loan amount is PHP 2,000 with a term of 360 days with 3 instalments, the loan subject and fee are as follows:
1. Principal: PHP 1,440
2. All applicable fees:
Interest: PHP 2,000*8%= PHP 160
Service fee: PHP 2,000*20% = PHP 400
4. Total cost = Principal + Interest + Service fee = PHP 1,440 + PHP 160 + PHP 400 = PHP 2,000
3. Loan Term: 360 days

Repayment plan:
No.1 instalment(for the first 4 months: 0 ~ 120 days): PHP 1,000
No.2 instalment(for the next 4 months: 121 ~ 240 days): PHP 1,000
No.3 instalment(for the remain days: 241 ~ 360 days): PHP 20

How are we different?
1. You can apply for a loan with your credit. Don't need any deposits or collateral.
2. Up to PHP 100,000. Disburse to your bank account/EWallet in a while.
3. Paperless and digital process on your mobile. All the steps can be done online.
4. We do not share your data with any third parties without your consent. Your data is totally safe with us.
5. Don't worry about forgetting repayment. We'll send messages to remind you.

How does it work?
1. Install the Credit Cash App from the Play Store.
2. Register an account and apply for the loan.
3. Get the disbursement and repay on time.

Requirements:
1. Philippines Resident.
2. 20-55 years old.

Safety Statement Data use:
Credit Cash requests your permission before accessing the information on your phone with prominent disclosure by an individual dialog so that you know how the APP Accesses, Collects, Uses, and Shares the data and decide whether to continue. All information and permissions requested and transmitted are directly related to providing and improving the Features of the APP, which helps us generate the best Loan Offers.
These permission include:
Camera
Storage
Device Location and Information
Contact List
Installed applications
User personal information
Data collection, Usage, and Storage are strictly subjected to android developer APP permissions best practices, Ads policy, and other existing policies.


Company Information:
Company Name: Hi-Fin Lending Inc.
SEC Registration Number: CS201910995
Registered Business Name: Credit Cash
Authorization Certificate NO. 3027
Note: Please research the terms and conditions of the Disclosure Statement before proceeding with the loan
Email: [email protected]

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