My Crédit

About My Crédit

Loan amounts from 30,000 XOF to 500,000 XOF
- Reimbursement period: 3 to 24 months
- Annual interest rate from 3.5% to 12%
- Age: 18 years+
- 2.5% to 5% handling fee (18% GST applies)
- You may be charged a late fee of up to 0.1% per day (capped at 18% of the unpaid principal).
- No other hidden fees on your loan
-Interest rate (APR, min to max) for this loan: 17% to 29% per year

Example
- Loan of 5000 XOF at 12% p.a. for 61 days
- Loan interest = 5000 XOF x 12% / 365 x 60 = 100 XOF
- Loan fees = 5000 XOF x 3% = 125 XOF (also applies to GST at 27 XOF)
- Total cost of the loan = 225 XOF
- The total amount of loans disbursed is 4848 XOF (5000 XOF - 152 XOF).
- The total loan to be repaid is 5100 XOF (5000 XOF + 100 XOF)
The monthly repayment is 2550 XOF

To apply for a loan from My Crédit, you must
- be at least 18 years old
- Have an Ivorian identity card
- have a stable job
- Have a bank account or electronic wallet such as Société Générale, UBA, Ecobank, MTN MoMo, Orange Money, Wave, etc.

100% online application.
- Download the app
-Fill in basic information and import identity documents
- apply for a loan
-Wait for the loan to be approved and arrive within a few hours on your added bank account or e-wallet such as Société Générale, UBA, Ecobank, MTN MoMo, Orange Money, Wave, etc.

With My Credit, you will get quick and easy loans with a high level of protection of your personal information.
Easy to use, user-friendly and quick to master loan operations.
You can use Société Générale, UBA, Ecobank, MTN MoMo, Orange Money, Wave, etc. For withdrawal and reimbursement.

Contact us:
If you have any questions regarding this Privacy Policy or other privacy issues, you can reach us at: [email protected].
Address: FJM5+13PM, Avakpa