Cash Baka

About Cash Baka

Cash Baka is an online loan digital app that aims to provide express cash credit services to Filipino individuals in great need. We want to embrace diversity and innovation where you can now get the amount you need and solve your problem instantly.

We ensure that all your transactions with us will be safe and secured as we strictly comply with our client’s profile confidentiality. A lot of people have tried and tested our service and we want you to experience a smooth and transparent transaction just like others. We want the best for you so what are you waiting for? Start your application now and get instant cash!

How to be qualified?
1. You should be a Filipino citizen with valid residence
2. Must have an active mobile number
3. Must have a valid government-issued ID
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan

Initial loan application process:
1. Download Cash Baka in Google play.
2. Register an account using your mobile number.
3. Fill out the basic application forms
4. Select your desired disbursement methods and submit the application
5.Loan approved within 1 minute and money disbursed instantly
6.Repay your loan on time
7.Apply for a re-loan without filling out the forms again

Product introduction：
Loan amount:
• Min ₱2,000
• Max ₱20,000
Loan Term:
• Min 180 days (shortest, including renewal)
• Max 360 days (longest, including renewal)
Fees and Charges:
• Annual Interest Rate (APR): Maximum interest rate is 10%
• Service Fee of 10% upon disbursement will be deducted. The service fee will solely depend on your profile evaluation.
• Other fees: There will be no other fees. Absolutely no hidden charges.

Loan case sample:
If you apply for a loan with a principle amount of ₱2,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the one-time service fee is 10%, and other fees is 0, the you will need to pay:
Service fee: 2,000*10% = 200
Amount in hand: 2,000-200=1,800
Total interest fees: 2,000*10%*180/365=99
Total Payable Amount at due date: Loan amount + Interest Fee=2,000+99=2,099
Monthly repayment: 2,099/6=350

Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit. We will appreciate your cooperation.

Where can I pay my loan?
All you need to do is choose the most convenient repayment option from Cash Baka app.
• E-wallets: GCash/Paymaya/etc.
• Convenience stores in the Philippines: M Lhuillier/RD Pawnshop/7-11/etc.

Company Information：
Company name: Microdot Lending Corporation
SEC Registration No.CS201951287
Certificate of Authority NO.2921
Address: 11 TH WYNSUM CORPORATE PLAZA F ORTIGAS JR ROAD, ORTIGAS CENTER SAN ANTONIO, PASIG CITY 1605
Email: [email protected]