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About SIKAWURA

SIKAWURA is an online loan app for Ghana!๐Ÿ˜€

At present, everyone is facing the pressure of living environment, and sometimes people need more cash to solve life problems, and SIKAWURA can provide instant cash advance online when you need a quick cash loan. It doesn't matter why you borrow money, nor does your credit rating - flash loans are available to everyone, and we even offer loans for bad credit. If you meet the basic requirements (age, income), simply apply online to get the SIKAWURA advance.

It's a fast and reliable way to borrow money instantly when you need to pay off an urgent debt, go somewhere unexpectedly, or really want to buy something new. You can get a payday loan without lengthy procedures and preparing lots of documents. Online loan application, the lender is reliable, safe and convenient.

๐Ÿ‘‰ No credit check, no problem with bad credit
๐Ÿ‘‰ Value for money, no hidden charges
๐Ÿ‘‰ Quick and easy instant decision making
๐Ÿ‘‰ Convenient, direct to your bank

Whether you need a special-purpose cash advance that you've always prepared, or just need some extra cash, SIKAWURA gives you access to cash anytime, anywhere.

Our loan process can take a few minutes and our personal cash loans range from 5000GHS to 250,000GHS. Once your loan is approved, your money can be deposited directly into you within 60 minutes, depending on your bank. Please note that applications made outside working hours may take longer.

Repay your loan on time and you'll build a strong credit history. This allows you to borrow more money when you need it.

Product example:
โ€ข Loan amount: 5000GHS - 250,000GHS
โ€ข Loan term: 91 days (shortest, including renewal time) - 2 years (longest, including renewal time)
โ€ข APR:up to 24% and as low as 5%Short

๐ŸŽ For example:
If your loan amount is 10,000 GHS,
APR is 20%,service fee is 10% and the term is 91 days.
on the due date, the amount payable is 11498.63 GHS(10,000 * 20% / 365 * 91 + 10,000 + 10,000*10%)

Loan eligibility requirements:
- Legal citizen of Ghana
- 22 years of age or older
- Have a stable monthly income
- No record of breach of credit and breach of contract

Privacy & Security:
We respect privacy and make every effort to protect your financial information. Our underwriters also understand the sensitivity of your personal data, so it will never be shared with anyone outside our company. The security technology we use to protect your data is the same technology used by some of the largest financial institutions. All your personal information is transmitted over an SSL encrypted connection and stored on encrypted storage devices. We use military-grade 256-bit encryption to protect all of your transactions, so you can rest assured that our data is safe.

Contact us:
SIKAWURA has a team of friendly and professional staff who will assist you with any questions about our services. Our support team can help you translate any information about our products or if you have any questions about our application process. Please contact us. After you've been approved for your loan, we'll continue to provide you with excellent customer service if you have any questions about your account.
Email: [email protected]
Tel: +233 208881814
Address: Yawhima, Sunyani, Ghana
Working hours:
Monday to Friday: from 9:00am to 6:30pm
Saturday - Sunday: From 10:00 am to 6:00 pm

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Frequently Asked Questions(FAQ)

What is SIKAWURA?

SIKAWURA is an online loan app for Ghana that provides instant cash advance online when you need a quick cash loan.

Is there a credit check required for SIKAWURA loans?

No, there is no credit check required for SIKAWURA loans, even for bad credit.

What are the loan eligibility requirements for SIKAWURA?

To be eligible for a SIKAWURA loan, you must be a legal citizen of Ghana, 22 years of age or older, have a stable monthly income, and no record of breach of credit and breach of contract.

How much can I borrow with SIKAWURA?

SIKAWURA offers personal cash loans ranging from 5000GHS to 250,000GHS.

What is the loan term for SIKAWURA loans?

The loan term for SIKAWURA loans ranges from 91 days (shortest, including renewal time) to 2 years (longest, including renewal time).

What is the APR for SIKAWURA loans?

The APR for SIKAWURA loans can be up to 24% and as low as 5%.

How quickly can I receive my SIKAWURA loan once approved?

Once your loan is approved, your money can be deposited directly into you within 60 minutes, depending on your bank. Please note that applications made outside working hours may take longer.

How do I repay my SIKAWURA loan?

Repay your loan on time and you'll build a strong credit history. This allows you to borrow more money when you need it.

Is my personal information safe with SIKAWURA?

Yes, SIKAWURA respects privacy and makes every effort to protect your financial information. Our underwriters also understand the sensitivity of your personal data, so it will never be shared with anyone outside our company.

How can I contact SIKAWURA customer support?

You can contact SIKAWURA's customer support team through email at [email protected], by phone at +233 208881814, or by visiting their physical address in Yawhima, Sunyani, Ghana. Working hours are Monday to Friday from 9:00am to 6:30pm and Saturday - Sunday from 10:00 am to 6:00 pm.