Get a loan with a more stable interest rate by switching credit loans! From the concept of changing credit loans to procedures, we have organized information related to credit loans at a glance.
Try using credit loan transfer with ease. Switching to Credit Loans - Find out more about the qualifications, procedures, and timing for changing credit loans on the mobile and refinancing loan app, and easily change your credit loans!
[Changing credit loans - Information provided by mobile and refinancing loan apps]
◇ Providing information on credit loan transfer qualifications and procedures
- Check the qualifications and procedures for transferring credit loans and receive a loan at a low interest rate by transferring credit loans.
◇ Providing information on when it is necessary to change credit loans
- Did you know that there is a time when you need to change your credit loan? Find out when to change your credit loan through the app and get a smarter loan.
◇ Refinance loan recommendation
- Take a look at the refinancing loans collected with low interest rates and find out which refinancing loan is right for you!
◇ Right to request interest rate reduction
- Did you know that customers who receive loans can request an interest rate reduction? Learn more about the interest rate reduction request information provided by the credit loan transfer app.
[Loan product information]
Loan limit: 1 million won ~ maximum 5 million won
Loan period: Minimum 6 months, maximum 12 months (requires application for extension before loan maturity, extendable in one-year increments depending on review results)
Integrated interest rate range: minimum 3.08% per year to maximum 19.99%, preferential interest rate of up to 1%p applicable
Example of loan repayment: When borrowing 3 million won at an annual interest rate of 7% and a lump sum repayment at maturity over 12 months, the total loan cost of 3,000,000 won (monthly payment of 17,500 won) is repaid and the principal is repaid in a lump sum of 3,000,000 won at maturity.
*May vary depending on personal loan product and repayment method.
※ This app does not represent the government or government agencies.
※ This app was created to provide quality information, and we assume no responsibility.
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