Ahead Money

About Ahead Money

Ahead personalizes your financial health through:
EMPOWERMENT - Paycheck up to 2 days early‡
RESILIENCE - Fee-Free‣ Overdraft up to $100
TRANSPARENCY - No monthly or hidden fees^

Ahead is not a bank. Banking services are provided by The
Bancorp Bank, Member FDIC.

The Banking Features You Deserve

FEE-FREE OVERDRAFT‣
Go over your account balance? Don't worry, Ahead has got you
covered with up to $100 in overdraft protection at no cost. Using
Ahead Overdraft, eligible members overdraft up to $100‣ on
qualified debit card purchases with no fees.

EARLY PAYCHECK ACCESS‡
Get your money when you need it. Use direct deposit to receive
your paycheck up to 2 days earlier than some traditional banks‡.
Set up direct deposit with paychecks, tax returns,
unemployment benefits in your Ahead Account.

NO MONTHLY OR HIDDEN FEES^
Ahead Accounts have no monthly fees, no minimum balance
fees and no overdraft fees‣.

NO FEES AT 55,000+ ATMS^
You can withdraw money at no cost from any of the 55,000+
AllPoint® ATMs locations worldwide.

SAFE AND SECURE
Reliability is our top priority. Your information is stored securely
and you can easily lock your Ahead debit card if you misplace it.

LEGAL STUFF
Ahead is not a bank. Banking services provided by The Bancorp
Bank, Member FDIC. The Ahead Visa® Debit Card is issued by
The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.
and may be used everywhere Visa debit cards are accepted.
^There is no fee to withdraw money from any Allpoint® ATM.
There is a $2.50 ATM cash-withdrawal fee assessed by Ahead
for all non-Allpoint® ATM transactions (out of network
transactions). The ATM operator may charge an additional fee.
‣Ahead Overdraft is available after qualifying direct deposits of
$1,000 or more into the Ahead Account over 35 consecutive
calendar days. For eligible members who are enrolled in Ahead
Overdraft, Bank will approve purchases that result in a negative
balance on the Ahead Account up to $100. Not all purchases are
eligible. See aheadmoney.com/overdraft for full terms and
conditions.
‡Early access to direct deposit funds depends on the timing of
the submission of the payment file from the payer. We generally
make these funds available on the day the payment file is
received, which may be up to 2 days earlier than the scheduled
payment date. The recipient’s name on any deposits received
must match the name of the Ahead customer. Any deposits
received in a name other than the name registered to the Ahead
Account will be returned to the originator. The routing and
account number can be used for setting up Direct Deposit or to
pay bills online with the direct deposit feature. Be sure only to
provide your routing account number information to your payer,
benefits provider or trusted billers.