Monticredi-Préstamo personal

About Monticredi-Préstamo personal

Monticredi is a loan application specially designed for Chileans, and its goal is to offer convenient, safe and efficient loan services.
This application can meet all types of needs, whether it is expenses in emergency situations or long-term investments. The entire loan process is very simple and easy to understand. No mortgage is required, and just by providing basic business information, the online loan application can be completed.
When the review has been completed successfully, the funds will be transferred quickly and directly to the collection account.
Monticredi relies on a low interest rate and high transparency as well as a flexible payment plan, and can effectively alleviate financial pressure.
At the same time, the platform uses advanced encryption technology to strictly ensure the security of your data and financial information.

Product introduction:
-Maximum loan: From $30,000 to $1,300,000
-Term: From 91 days to 365 days
-Daily interest rate: 0.05%
-Annual interest rate (APR): 18.25%
-Commission: 5%-10%.
-Value added tax (VAT): 19% VAT is applied on the commission in accordance with the policy and laws of Chile
Interest: maximum APR 24% per year

Example:
Amount of your loan: CPL$ 500,000
Loan term: 180 days
Commission & VAT: CPL$ 29,750（Commission=CPL$ 500,000*5%=CPL$ 25,000, VAT=CPL$ 25,000*19%=CPL$ 4,750）
Total interest: CPL$ 45,000. (CPL$ 500,000* 0.05% * 180 = CPL$ 45,000)
Final refund amount: CPL$ 428,800 (CPL$ 500,000+CPL$ 29,750+CPL$ 45,000=CPL$ 574,750)

Application requirements:
Be a national of Chile and have turned at least 18 years old.
Acquire a valid government-issued identification document.
Have a personal bank account.
Have your own mobile phone number.

Privacy and security:
We greatly value your security and privacy; All information collected is used exclusively for identity verification and building your credit history. Without your express consent, your personal data will never be disclosed to external third parties or sold to other entities. If you have questions or would like to know more about our privacy protection policy, you can contact us at any time via email ([email protected]). We are committed to responding to each of your concerns diligently. For more exact details about our privacy policy, we welcome you to visit our official website: https://www.monticredi.com/home

Contact us:
Email: [email protected]
Opening hours: Weekdays from 8:30 a.m. to 6:30 p.m.
Address:La Florida 8240270, Santiago Metropolitan Region, Santiago, Chile.