finpension

About finpension

Ease to the max. With the securities app from finpension. Download now and register for free.

Flat-rate fee
The fee is a flat rate and amounts to only 0.39% for 3a and 0.49% for vested benefits (plus VAT).

Simple strategy selection
How much risk do you want to take? 0, 20, 40, 60, 80 or 100% shares? And even if you don't know it yet: you can change the strategy at any time without additional fees.

Invest like the big boys
With finpension you invest money in index funds that are otherwise reserved for institutional investors. Pension funds invest over 140 billion Swiss francs in the same funds.

Better than ETFs
The index funds used can reclaim more withholding tax on foreign dividends and interest. In addition, no stamp duties are payable on purchases and sales.

Globally diversified
You invest in over 2,000 individual securities via the index funds used.

No contractual obligation
There is no obligation to make regular deposits and there is no minimum contract period. You remain free.

Pooling and netting
The money is always invested in the chosen investment strategy at the second bank working day of the week. Thanks to pooling and netting, the cost prices are improved in your favour.