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About Préstamos de Crédito-PrestaPro

🚀 With PrestaPro, you'll enjoy an intuitive and user-friendly interface. Our goal is to provide users with the most convenient, fast, transparent, and reliable way to obtain loans.

🌟 I. Product Features
Transparency: Provides clear information on fees and interest rates, with no hidden clauses.
User-Friendly: Intuitive interface that simplifies and speeds up the loan search and application process.
Security: Protects user privacy and employs strict data security and encryption measures.

📋 II. Application Requirements
🇨🇴 Nationality: Colombian citizen residing in Colombia.

Age: Between 18 and 60 years old (minors cannot apply for loans).

Income: Must have a stable and verifiable source of employment income.

💡 III. Product Details
Loan Term: Flexible, from 91 to 120 days.

Loan amount: Between COP $500,000 and COP $5,000,000. The actual approved amount will be determined based on the credit evaluation results.
Annual interest rate: The maximum Annual Percentage Rate (APR) does not exceed 15%.
Additional services: There are no hidden fees or additional service charges.

📝 IV. Loan Example
If a loan of COP 2,000,000 is approved with a term of 120 days (4 months) and an annual interest rate of 15% (approximately 0.04% daily), with no additional fees, the breakdown would be as follows:
Daily Interest: COP 2,000,000 x 0.04% = COP 800
Monthly Interest: COP 800 x 30 = COP 24,000
Monthly Payment: (COP 2,000,000 / 4) + COP 24,000 = COP 524,000
Total Interest: 4 months x COP 24,000 = COP 96,000
Total Payment Required at Maturity: COP 2,000,000 (principal) + COP 96,000 (interest) = COP 2,096,000

🔒 V. Privacy Policy
At PrestaPro, we place great importance on protecting user privacy and strictly comply with all applicable laws and regulations in Colombia.

🏢 VI. Company Information and Contact
Company: VEKOR S.A.S.

Email: [email protected]
Business Hours: Monday to Friday, 9:00 AM to 5:00 PM

Address: Carrera 7 No. 1 A 76, Bogotá D.C., C.P. 110111, Colombia

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