Portfio

About Portfio

Portfio is the property intelligence app for UK landlords and buy-to-let investors. See your whole portfolio — equity, cashflow, leverage, tax and risk — in one clear dashboard, with figures grounded in live UK data.

WHAT YOU CAN DO

Portfolio dashboard
See total net equity, portfolio value, debt, monthly rent and cashflow at a glance, with historic trends over 1, 5 and 10 years.

Multi-source valuation
Every property is valued from HM Land Registry sold prices, an EPC floor-area model and your own figure — with a clear consensus and confidence range.

Refinance intelligence
Properties are ranked by saving and equity-release opportunity, with fix-end tracking so you never miss a remortgage window.

Tax & structure modelling
Compare holding personally vs through a limited company across basic, higher and additional rates. Section 24, corporation tax with marginal relief, dividend tax and CGT estimates are all modelled on current UK rates.

Risk & stress testing
Model parallel rate rises and void periods across the whole portfolio and see the effect on interest cover and margin.

Sale calculator
See what you'd actually walk away with after estate agent fees, legal costs, early repayment charges, mortgage redemption and CGT.

Property vs stocks
A fair, like-for-like comparison: what your deposits would have become in a global index, the S&P 500 or the FTSE 100 over the same dates — with dividends reinvested.

Portfolio map & insights
Every property geo-located, plus per-property historic equity charts.

SUBSCRIPTION PLANS
- Starter — up to 2 properties
- Standard — up to 5 properties, plus tax and risk modelling
- Pro — unlimited properties, vs-stocks, per-property charts and insights

A subscription is required to use the app. Billing is handled by Google Play; cancel anytime in your Google Play account settings.

Portfio is an information and modelling tool. The figures are estimates and not financial, tax or investment advice — always consult a qualified professional before making decisions.