Level Up your credit score, pay bills & earn rewards for healthy credit habits.
Your credit score can impact your lifestyle in ways beyond your imagination. A healthy credit scores ensures access to elite credit cards, loans at low interest rates from the most trusted partners and much more.
Oolka is you all-in-one tool to understand, track, improve, and maintain healthy credit scores whether you are starting out or already have a great score. Best of all, earn cashbacks on healthy credit habits.
Oolka is the go-to app for people at all stages of their credit health journey
So, how does Oolka work?
At Oolka, we believe in a comprehensive approach to building and maintaining credit health. Here's how we help you on your journey to maintaining a healthy credit score:
🔨 Just started your credit journey and have no credit score? - Oolka offers a Credit Builder tool to help you start building your credit score and take it to 800+ within 3 months
⏰ Already have credit cards and loans? - Oolka enables you to track and pay all your credit card bills and loan EMIs on time and, earn cashbacks on these payments as well. Our systems are integrated with Bharat Bill Pay (a RBI - NPCI Initiative). Timely payments ensure a positive impact on your credit score
🚀 Already have a high credit score? - Track your Experian score for free and maintain high scores with Oolka's intelligent recommendations, which are based on credit utilization, credit age, and number of accounts
📈 Insights - Understand how credit bureaus calculate your score. Our specialised systems will guide you through the factors that influence your credit score, empowering you to make informed financial decisions.
💰Cashback rewards: Get cashback at various steps - Loan EMI payments, Credit card bill payments, credit score increases, and maintaing streaks . Start boosting your credit score with Oolka today and earn cashbacks
Why choose Oolka?
✅ Free Credit Monitoring: Stay up-to-date with your credit score and receive personalized improvement tips based on key influencing factors.
✅ Credit Builder: Boost your credit score effortlessly to 800+ and improve your eligibility for loans and credit cards.
✅ View and pay all loan EMIs and Credit Card bills timely at one place via Bharat Bill Pay (a RBI - NPCI Initiative) approved channels
✅ Cashback Rewards: Get cashbacks and rewards to your profile when your credit score increases and improves and on bill payments
✅ Financial Insights: Manage all your bank accounts in one place and uncover strategies to strengthen your financial health.
✅ Trusted Partnerships: Oolka’s credit scoring is powered by reputable credit bureaus, ensuring you get accurate and reliable information.
Get custom tailored recommendations for credit cards and loans that fit your credit profile. Oolka provides exclusive offers from trusted financial partners. Whether you're building credit for the first time or aiming for premium credit cards, Oolka has you covered with personalized solutions that take you closer to your financial goals.
Data Privacy & Security
At Oolka, your privacy is our priority. We follow the highest security standards to protect your data, ensuring your personal and financial information stays safe.
🔒 Robust Security: We use industry-leading protocols to safeguard your data from unauthorized access and cyber threats.
📊 Data Encryption: All data transmitted through Oolka is encrypted, keeping your information confidential and secure.
☁️ Secure Storage: Your data is stored on secure servers with strict access controls, ensuring only authorized personnel can access it.
🔍 Transparent Privacy Policy: Our tranparent privacy policy outlines how we collect, use, and protect your data.
🤝 Trusted Protocols: Our payment systems are integrated with Bharat Bill Pay (BBPS)—an RBI-NPCI initiative.
Download the Oolka app now to boost your credit score and unlock exclusive rewards!
Reach out to us:
✉️ [email protected] | ☎️ 011-40846061
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